Disclaimer
Disclaimer
Last updated: 15 October 2026.
This CalcWise disclaimer explains the important limits of what our calculators, converters, and guides can do. Please read it before relying on any result: our tools provide estimates for general information and education — they are not a substitute for professional financial, tax, legal, or medical advice.
CalcWise Disclaimer at a Glance
- All results are estimates based on your inputs and standard formulas — not professional advice.
- Financial figures exclude fees, taxes, and market risk unless a page states otherwise.
- Tax estimators are simplified illustrations that omit many real-world factors.
- Health results (BMI, calories) are screening estimates, not medical diagnoses.
- We work to stay accurate but cannot guarantee error-free results — always verify important figures.
Financial Calculations
Mortgage, loan, affordability, rent-versus-buy, retirement, savings, investment-return, and related results are projections, not promises. Under this CalcWise disclaimer, please note that such figures typically exclude arrangement fees, taxes, insurance, maintenance, and market volatility — all of which can materially change real-world outcomes.
Figures are for planning and comparison only. Before borrowing, investing, or making a major purchase, speak to a qualified financial adviser who understands your full situation.
Tax Calculations
Tax estimators on this site apply published tax brackets to the figures you enter and omit many elements of real tax systems — deductions, credits, allowances, local taxes, and special regimes. They are simplified illustrations, not tax advice, and must never be used to file a return or make compliance decisions.
Tax rules change frequently and differ by jurisdiction; always verify with current official sources or a qualified tax professional.
Health Calculations
BMI and calorie results are general screening estimates based on widely used population formulas. They do not diagnose any condition, and they do not account for muscle mass, bone density, medical history, pregnancy, medications, or other individual factors.
They are not medical advice and are not a substitute for professional evaluation. If you have health concerns, please consult a qualified healthcare professional.
Accuracy and External Content
We work to keep every formula and figure on CalcWise accurate and current, and we correct errors that readers report — accuracy reports from users have caught real issues before. However, we cannot guarantee that all content is complete, current, or error-free.
CalcWise may link to third-party websites for reference; we are not responsible for their content, accuracy, or availability. Your use of any calculator output is at your own risk, and our Terms of Use set out the legal limits of our liability.
How to Use CalcWise Results Wisely
A calculator is a starting point, not a verdict. To get the most from CalcWise tools, treat every result as one input to your decision — not the decision itself.
For financial projections, run best-case and worst-case scenarios by adjusting the inputs; small changes in interest rates or time horizons compound dramatically over the years (see how compound interest works).
For health estimates, track trends over time rather than fixating on a single number. And for anything involving taxes, legal obligations, or significant sums of money, confirm the figures with a qualified professional or an official source before acting.
The wisest use of any calculator — including ours — is to inform your questions, not to replace expert judgment. If a result ever looks surprising, double-check your inputs first; most “errors” turn out to be a mistyped number.
Contact
If you believe any content or calculation on CalcWise is incorrect, please tell us via our Contact page — corrections help every reader who uses the tool after you. Questions about this CalcWise disclaimer? Contact us anytime. You can also learn more about CalcWise and how we build and test our tools.